I have health insurance for the first time in my life. It costs my employer a great deal of money to provide it. I work for it. He doesn't provide it because he feels sorry for me. He provides it because I show up every day and strive to make him some money. He finds it is a necessary form of compensation in order to attract workers to show up and actually work. In other words, it is a fair and free exchange. He offered, I accepted. We are "even Steven."
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